Load Off

Take a load off

This app carries your whole picture — money, schedule, credit, investments, and the goal it all aims at — so it isn't riding around in your head. Every morning it answers one question: given everything, what should the next dollar and the next hour do?
It starts completely blank. Everything you enter stays on this device — no account, no server, no cloud. That's a load off your mind.

Start

How it stays honest

Every number shows the date it was read and whether it was READ from a real account or DERIVED by math. When it doesn't know something, it shows a gap and asks — it never fills one in quietly.

Morning

Where you stand

This week

Today — do these, skip the rest

▶️ The play — what to pay, when, and what's safe to swipe

💰 Money

The month — money in vs. out

The plan — stick to these envelopes

🔀 Bill routing — one plan, nothing scattered

Where to cut — the savings ladder

Cards — bureaus photograph the CLOSE

🏗️ Credit — the path

Coming out before next money in

🕐 Clock

🔎 Aging is checked against today's date automatically — this list never goes stale silently.

📅 The calendar — look ahead

S
M
T
W
T
F
S
NEXT 90 DAYS — appointments + money, one river

Gone cold — needs a push

Aging — watch

Waiting quietly — fine for now

The big clock

＋ Capture

10 seconds, then done
🔎 Cash never shows up in any bank feed — you are the only source. One tap = never lost.

Tap what happened

Also capture

Captured lately

📈 Market

Portfolio

Each position row opens: qty · avg cost · last value · gain/loss · your written thesis · what would change your mind. Analyst briefs are Claude's job — the app is the memory.

❓ Asks

🔎 Never asks twice — an answer is locked in with its date and never re-asked.

Open

Answered — locked in

⚙️ Data

🔎 Everything lives on this device. Export regularly — the export file is your backup.

Your data

Owner
Last trued (reconciled)
Created

Destination

Careful

Wipes everything on this device. Export first.